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18 Invaluable Tips To
Lower Your Car Insurance Rates Instantly - Continued -

Get rid of... unnecessary additives like car rental and roadside assistance. Car insurance companies will typically only provide up to 14 days of insurance-claim car rental. Plus, it would be cheaper to get a membership with a roadside assistance company rather than with your auto insurance company. Remember also that each call to your insurance company to report ANY sort of mishap (even if they do not payout anything) will be recorded as an insurance claim. Translation - your car insurance rates will probably go up at renewal. Also, any insurance quote that you may get will be higher.

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Lower Your Coverage Amounts - So many people have TOO much insurance covering bodily injury and property damage. We are not suggesting taking the state-required minimum of car insurance available, but consider the next tier or tier higher, not necessarily the 100,000 bodily injury per person with 300,000 total and 50 or 100,000 in property damage or higher. These higher insurance coverages are designed for those homeowners or those with a lot of assets, in case of any accident that may result in expensive litigation.

 

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