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4.) Shop early or pay more - NOW and later.

The desired start date you prefer for a new auto insurance policy is a CRITICAL choice. The further away in the future (7 days or more from today), the better the rate you will receive. More immediate start dates (like today or tomorrow) causes every insurance company to scrutinize your application (more or less wondering "Why does s/he need insurance so fast?" or "What happened with his/her last insurance provider?"). With immediate insurance requests, (crisis situation or not) typically you will receive higher priced auto insurance quotes and possibly higher premiums for years to come.


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