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8.) Not including ALL persons with a drivers license (or temp. permit) in the household.

Several of the largest carinsurance companies will NOT insure you unless EVERYONE living in your household is included on the carinsurance quotation/application. If your teenage driver has a permit, he/she needs to be included in the autoinsurance quotation. If you have a roommate (not your spouse) that may drive your vehicle(s) more than in case of emergencies, the carinsurance company will want to include them as an insured driver on the policy. Remember, carinsurance always follows the VEHICLE, not the person (except in certain circumstances). Be careful who you let drive your vehicle(s).


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