Nebraska | New Hampshire | New Jersey
Car Insurance
New Jersey | Nebraska | New Hampshire
Car Insurance Tip of the Day
FACT: The big print, especially with dollar signs is always read, but it is the little print that skipped over.
7.) Surprise! (Part I) - Not knowing that your CREDIT score may be used as a ratings factor for car insurance quotes.
In most states (except California), car insurance companies may use your credit score as one of the ratings factors in determining the car insurance quote you receive and your policy premiums. Buying a house soon? Don't shop for car insurance until after you have closed the deal.
Yes, you can get generic auto insurance quotes online without having your credit checked. No, your social security number is not required for a credit check. Those insurance companies that use credit scoring as one of the ratings factors are required to tell you BEFORE they check your credit and present you with an insurance quote. The positive: If you have a good-great credit score, you should receive favorable insurance quote rates. The negative: If you have no or bad credit, your insurance quote may range from slightly to significantly higher.
In most states (except California), car insurance companies may use your credit score as one of the ratings factors in determining the car insurance quote you receive and your policy premiums. Buying a house soon? Don't shop for car insurance until after you have closed the deal.
Yes, you can get generic auto insurance quotes online without having your credit checked. No, your social security number is not required for a credit check. Those insurance companies that use credit scoring as one of the ratings factors are required to tell you BEFORE they check your credit and present you with an insurance quote. The positive: If you have a good-great credit score, you should receive favorable insurance quote rates. The negative: If you have no or bad credit, your insurance quote may range from slightly to significantly higher.
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