7.) Surprise! (Part III) - Every traffic ticket is not just a simple insurance "slap on the wrist"
Remember this: Every moving violation is "graded" according to its severity in relation to insurance quotes and premiums. A speeding ticket (1-5 miles over) will receive far less scrutiny than a reckless operation ticket driving 25 miles over the posted limit in a school zone. It is very important to note also that every traffic citation can contain multiple violations. Translation: You get a speeding ticket while not wearing a seat belt and had a malfunctioning headlight. As far as your car insurance is concerned, you have received three insurance driving violations. Red-light camera tickets are another story. Some are reported, some are not. Tickets are EXPENSIVE. Our Top 10 Do's and Don'ts When Stopped By Police.

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See What To Do If YOU Get Pulled Over By Police (YES! your car insurance is affected)

General Car Insurance Tip
BEST Line To Avoid A Ticket

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Antique Car Insurance Tip
Biggest Mistake When Stopped

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What NOT To Say

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2nd "DO" after Parked

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Know Your Rights?

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Correct Position (When Talking To Officers)

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