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The term "full coverage" is used by motorists to describe fully insuring a vehicle with both "comprehensive" (which covers everything that could happen to your vehicle
except for you causing an at-fault accident) and "collision" coverages (which covers the other party's vehicle/property damage and bodily injury if you cause an at-fault
accident). Having collision only coverage typically is referred to as "liability" or "plpd". Note that (with collision only coverage) if anything would happen to your vehicle - hail damage,
theft, or any even an at-fault accident - YOU would be responsible for the repair of your vehicle.
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